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Fairfield Chapter 13 Bankruptcy

33 Years of Chapter 13 Bankruptcy Legal Help in Cincinnati

A Bankruptcy Law Firm With Offices in Fairfield, Anderson, Kenwood and Mason

Chapter 13 bankruptcy is sometimes considered the more confusing of the two common household bankruptcy options. However, Chapter 13 bankruptcy is in most ways as simple to understand as Chapter 7 "liquidation" bankruptcy.

Upon filing Chapter 13 bankruptcy, the debtor, often working with an attorney, proposes a debt repayment plan to the court and creditors. However, there is one big difference between an ordinary debt repayment plan and a Chapter 13 bankruptcy repayment plan.

After a three- to five-year period, your debts are considered paid off, despite any alleged outstanding balances. Chapter 13 bankruptcy allows you to use court-determined disposable income to pay down debts. Payments are reduced and can affect most types of debts, with some exceptions.

We Are Ready to Manage Your Chapter 13 Bankruptcy Proceedings

To many, Chapter 13 bankruptcy equals "hassle", even more so than the hassles of overwhelming debt. At the Cincinnati-area bankruptcy law firm of Gary A. Billig, Attorney at Law, we can comprehensively handle your entire Chapter 13 bankruptcy proceedings. Why? Because firm lawyer Gary Billig has practiced bankruptcy law for over 30 years.

Under Chapter 13 bankruptcy we can often save your house from foreclosure while protecting other valuable assets. And while your property is protected, you are protected as well. During your repayment period creditors cannot try to collect on previously incurred debt, except through the court.

Now Is the Time to Learn About Chapter 13 Bankruptcy

Chapter 13 bankruptcy will protect your assets, lessen your debt and stop creditor harassment, all while protecting your credit by preventing foreclosure. For a no-charge discussion about Chapter 13 bankruptcy and your legal options, contact our office.

Contact Us

If you have questions regarding Chapter 13 bankruptcy, contact Gary A. Billig, Attorney at Law. We offer free initial consultations, are available for weekday and Saturday appointments and accept credit cards. To contact us, call 513-858-2400

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.