Cincinnati Second Personal Bankruptcy Attorney Gary A. Billig
Are you considering filing for Chapter 7 or Chapter 13 bankruptcy a second time? Fairfield bankruptcy lawyer Gary A. Billig in Fairfield can give you the facts and guidance you need. Our law firm's founder has devoted 35 years to the challenge of returning individuals and families across Ohio to a sound financial footing through federal bankruptcy protection.
Fairfield Attorney For Filing Second Bankruptcy — 35 Years of Experience
Gary A. Billig will arm you with the facts you need to make sound decisions about a second bankruptcy filing.
- Chapter 7 — The bankruptcy court will typically deny a discharge in your second Chapter 7 case if you received a discharge under Chapter 7 or Chapter 11, in a case filed within eight years before the filing of the second petition. The court will also deny a Chapter 7 discharge if you previously received a discharge in a Chapter 12 or Chapter 13 bankruptcy filed within six years before the date of the filing of the second case — unless you paid all allowed unsecured claims in the previous case in full, or you made payments totaling at least 70 percent of the allowed unsecured claims, payments representing your best efforts, and your plan was proposed "in good faith."
- Chapter 13 — You would be considered ineligible for discharge under Chapter 13 if you received a prior discharge in a Chapter 7, 11, or 12 case filed four years before the current case, or in a Chapter 13 bankruptcy filed two years prior.
No matter how many bankruptcy filings you need, or if exploring a bankruptcy alternative is in order, the Fairfield law office of Gary A. Billig has the experience, legal insights and client focus that can help you. Contact us today to arrange your free consultation.
Contact Us
In southwest Ohio counties of Butler, Warren and Hamilton, the number to call is 513-275-1672. We promise prompt responses to e-mails, faxes and messages left with us overnight.
Our law firm is a debt relief agency counseling clients according to the federal Bankruptcy Code.
